Company News
BaaS: Innovative API solution for business growth

Business trading is gradually showing a trend of diversification, which is followed by the enrichment, high frequency, extensive coverage, and more obvious vertical segmentation of cross-border and local payments. The increasing volume of cross-border transactions by enterprises has put forward new and higher requirements for payment systems, including a better transaction channel to realize bulk payments with small amounts, fast and convenient payments management.

As a FinTech aspiring to facilitate global businesses, and offering customers a technology-focused payments network that is reliable, cost-effective with data transparency, iPeakoin launched BaaS (Banking-as-a-Services), an innovative OPEN API solution for enterprises. It enables clients to customize and embed payment solutions directly into their own platforms without building complicated payment systems from scratch, overcoming regulatory obstacles, or managing the complexities and difficulties of payment network membership.

“Previously, we focused on providing our customers with optimized services, but now, we want to empower them to thrive with the capabilities of business growth.” Said Michael Wu, the CEO and founder of iPeakoin.

iPeakoin’s BaaS provides an all-round solution including multi-currency accounts, virtual card issuance, global collections, currency exchange and international payments, helping clients build an exclusive financial ecosystem.


Quantum Virtual Card API Solution

  • Empower enterprises with the capability to open and issue cards in a matter of seconds in bulk.
  • For employee: automatic incentives triggering, work expense in check, holiday gifts sending.
  • For customers: applying discounts, rewards and one click payments using one platform.
  • Intelligent expenses management, time saving and efficiency enhancing.

Global Account API Solution

  • Enable enterprises to deliver fast and secure domestic & cross-border payments, in the client’s preferred currency.
  • Simplify the payment process with digitized payments process for all your business payments.
  • Allows enterprises to make multiple payments to a bulk list, completely removing manual intervention from the payment process.
  • Access to real-time reporting and payment status updates, aiding reconciliation and eliminating the need of payments track.

Bulk Payment API Solution

  • A robust and scalable bulk payments solution ruled by tech and Open API, paving the way forward for fast-growing businesses.
  • Programmatically make bulk payments in a single hit, reducing workload and eliminating inaccuracies.
  • Hit send and download your transaction report in a matter of a few seconds.
  • Build strong and long-term partnerships.

iPeakoin’s BaaS solution enables enterprises to remove the need for manual data entry and reconcile business expenses easier, quickly, and accurately. This new integration offers modern solutions for organizations to manage their expenses in a quick, seamless and straightforward way.


If you have any questions or feedback, or just want to say hi, send us a note at marketing@ipeakoin.com. We always love to chat.

As a neobank, iPeakoin builds a new generation of banking for all businesses to operate without borders and restrictions. We aim to create social value, serve the public good and drive sustainable growth for our customers.